Am I eligible for a refinance on my loan?
Our bank partners review multiple factors when determining refinance eligibility, including, but not limited to, your current loan history, such as paying at least 15% or $400 towards your current loan balance (whichever comes first) and making on-time payments, as well as your previous loan history.
Not everyone who is eligible to apply for a loan refinance will be approved when they apply. If you are eligible to apply for a refinance, you will see a “Refinance Now” option in the customer portal.
Sign In to see if you qualify to apply for a refinance.
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