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Installment Loans
Applying for an online installment loan should be quick, seamless, and easy -- and so should your repayment process.
Testimonials reflect the individual's opinion and may not be illustrative of all individual experiences with TheLending.
What is an installment loan?
In a nutshell, an installment loan is a type of personal loan that borrowers typically pay off in equal monthly installments until the debt has been repaid in full. That means the borrower pays the same amount of money each month on a predetermined date.
Installment loans come in many forms. Certain auto loans or home loans take the form of installment loans. You can also take out a personal installment loan to cover emergencies, medical bills, debt consolidation, or large purchases. No matter your financial goals, a borrower pays off an installment loan in fixed monthly payments.
How do I apply for an installment loan?
Applying does NOT affect your FICO® credit score!2
Tell Us About Yourself
Fill out our fast and easy online loan application.
Verify Your Income
Securely connect your bank account.
Get a Quick Decision1
We’ll use the information you provide to see if we can find you a match.
Same-Day Funding Available
If approved, you may receive money in your account as soon as the same business day!1
Verify Your Income
Securely connect your bank account.
Get a Quick Decision1
We’ll use the information you provide to see if we can find you a match.
Same-Day Funding Available
If approved, you may receive money in your account as soon as the same business day!1
Comparing installment loan options
Take charge of your finances by choosing a loan that puts you in control. Identify which installment loan best fits your needs by comparing payment schedules, interest rates, and terms.
Reclaim your financial future by finding the best personal installment loan for you.
- Accessibility: The installment loan should give you access to the funds you need, where you need it.
- Type of loan: Installment loans can be secured or unsecured. Secured loans require collateral such as an automobile, whereas unsecured loans do not require collateral.
- Repayment terms: Your monthly loan repayments should fit nicely into your budget. Affordable repayments can help you successfully pay off your loan.
- Annual percentage rate (APR): Check to see if your lender charges prepayment fees, late fees, or origination fees.
- Credit building opportunities: Paying on-time should earn you the credit you deserve and may be able to boost your credit score. Choose a lender who reports repayments to the credit bureaus.
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